Archive | Goal setting

End Goal

Start with Your End Goal

Throughout life there are various points where key financial decisions need to be made that involve a substantial amount of money or which can take you off on a different path. Aside from the usual ones of buying a first home or starting a family, there are such dilemmas as: Should I leave employment and […]

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Happy

Set Your Happy Goals

Set Your Happy Goals It’s that time of year again, when we start with what feels like a clean slate; the whole year before us and the prospect of good fortune ahead. The pace of life is much slower during the holiday period, giving us time to reflect and think about what is important to […]

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Small Steps

Small Steps to Financial Success

Small Steps to Financial Success It’s great to have big, audacious goals to achieve. Perhaps you want to retire early, become financially free, or become a multi-millionaire. To achieve big goals, you have do things differently than you have done them before. However, finding the confidence to take a big leap out of your comfort […]

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PerfectLife

A Perfect Life

A Perfect Life Money is something that enables us to enjoy life, yet it is surprising how many people have difficulty describing their perfect life. For most people, a perfect life will involve a relationship, family, friends, a comfortable place to live, various kinds of meaningful activity (career, community work, hobbies and interests), and perhaps […]

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Plan Ahead

Life Planning for People Who Can’t Plan

Life Planning for People Who Can’t Plan Financial planning and life planning are inextricably linked. After all, the purpose of having money is so we can live the life we want. The starting point of a financial plan is always to ask, ‘What are your goals?’ The art of financial planning is to work with […]

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Design

Redesign Your Life

Redesign Your Life As we go through life we start accumulating all kinds of ‘baggage’ that we carry around with us. Baggage can be psychological such as past experiences, both bad and good, that influence our fears and hopes in the present, or it can be physical such as property and possessions that restrict us […]

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Big Picture

The Big Picture

The Big Picture There are three important components to a financial plan: an assessment of your current financial situation, a vision of what you want for the future, and a strategy for how to get from one to the other. The first part is easy, because it is simply a case of putting together a […]

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NumberOne

Your Money Priorities

Your Money Priorities It is human nature to always want more than we have. Without that drive for more, no doubt economic development would come to a standstill and our lives would be much simpler. The combination of insatiable needs with limited resources means we have to make choices. To determine priorities it is first […]

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Clock2

Good Things Take Time

Good Things Take Time There is an inextricable link between time and money. Accountants and economists talk about ‘the time value of money’. Investors talk about ‘time in the market’ and contemplate the value of compound interest over time. Time is a key ingredient in reducing investment risk, because the longer your investment time frame, […]

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Resolutions

Make your Resolutions Real

Make your Resolutions Real There is a good chance, in fact about a 50% chance if the psychologists are correct, that some time in the New Year you will make at least one resolution. Researchers have found that the most popular resolutions fall broadly speaking into four categories: health and lifestyle, personal development, relationships and […]

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Cake

Have Your Cake

Have Your Cake (and Eat it Too) When money is limited, we need to make choices. By spending money on something we want, we forego being able to spend the same money on something else. Wouldn’t it be great, though, to have your cake and eat it too! Believe it or not, there is a […]

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OLYMPUS DIGITAL CAMERA

How to Make a Fresh Start

How to Make a Fresh Start Holidays can very often prompt a desire for life changes ranging from a commitment to changing bad habits to major changes such as a career change, geographic relocation or change in relationship status. No doubt these changes stem from the opportunities holidays give to reflect on life and happiness. […]

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