Tag Archives | Retirement

Money for Retirement

Money for Retirement

Money for Retirement Calculating how much money you will need in retirement is no easy task. With life expectancies around 90, there is a period of 20 to 30 years to plan for.  A simple planning framework can help get around some of the uncertainties to make it easier to work out how much money […]

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Hospital

Plan for a Healthy Retirement

Plan for a Healthy Retirement One of the consequences of an aging population is that there will be increased pressure on an already overloaded public health system. Advances in technology will add to the pressure as new but often more costly procedures become available. Health care costs are 10 times higher in old age than […]

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Running Race

Don’t Outlive Your Money

Don’t Outlive Your Money It is said the biggest financial risk anyone takes in their lifetime is the risk of running out of money before they run out of life. Everybody reaches the starting line for retirement in different financial shape. There are those with little in the way of savings because they decided to […]

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workingless

Getting Used to Working Less

Working Less While most of us say we can’t wait for retirement to be able to do all the things we’ve always wanted to do, the problem is how to fill in the thirty years or so after retirement, especially as we are living longer. Retiring from work doesn’t mean retiring from life.  According to […]

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McDonalds

Don’t Just Retire: Reformat!

Dont’ Retire: Reformat! The word ‘retirement’ conjures up a range of confusing or even contradictory feelings for people these days. Once upon a time, retirement was a defined day, usually marked by a birthday, after which any form of paid employment ceased immediately. A combination of factors, including the end of compulsory retirement and increased […]

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UK Pension Transfers

UK Pension Transfers Immigrants from the UK and New Zealand residents who have worked in the UK usually find themselves leaving behind their locked-in pension funds when they arrive in New Zealand. This can present a number of difficulties. Once you become eligible for payments from your fund, you will need to pay tax on […]

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How to Manage your Money in Retirement

Investing in Retirement One of the biggest challenges in retirement is how to invest your money to provide an income while still protecting yourself against the eroding effects of inflation and income tax. Investing in fixed interest gives certainty of income but returns will be low and unable to keep up with inflation. The alternative, […]

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