Archive | Investment

Keeping Your Money Clean

Keeping Your Money Clean

Opening a bank account and buying and selling investments are not such simple processes as they were a few years ago. Now you must provide formal photo identification such as a passport or driver’s licence, proof of address, and, if you are transacting a large sum of money, evidence of how you came to have […]

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Investing for Children

Investing for Children

Investing for Children Parent and grandparents often want to set aside funds for their young children so they can be used to help further their later education or for some other worthwhile purpose. Here are some useful tips on how to do it in the best possible way. First, consider the investment time frame. When […]

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Keep Calm

Keep Your Cool in Uncertain Times

Keep Your Cool in Uncertain Times The world is full of uncertainties. How will Brexit play out? What effect will Trump’s outlandish statements and policies have on the global economy? Where is the New Zealand dollar heading? Will interest rates keep rising? In amongst all these uncertainties and more there is a large bunch of […]

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personality-and-investment

Personality and Investment Decisions

Personality and Investment Decisions People who find themselves suddenly having to make significant investment decisions often feel overwhelmed, confused, or even afraid. They fear making costly mistakes which could jeopardise their financial futures. In most cases, fear stems from lack of information, understanding or experience which undermines confidence in making the right decisions. These emotions […]

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its-about-time

It’s About Time

It’s About Time It’s about time, or, to be more precise, it’s mostly about time. That is the answer to the question on most investors lips, which is ‘How should I invest my money?’ The next question to ask should be ‘How long do I want to invest my money for?’ Your investment time frame […]

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Investment Income

What Investment Income Really Means

What Investment Income Really Means When it comes to managing investments, a big source of confusion is the relationship between income, return, cash flow and capital. These four things come together make investments grow and to provide funds for the enjoyment of life. Different approaches are needed depending on what your financial goals are. When […]

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Market Volatility

Understanding Market Volatility

Understanding Market Volatility Volatility in the share market is both a threat and an opportunity. It is a threat for people who don’t understand it and an opportunity for those who do. It is something to be welcomed. Without volatility there would be no capital gain. There is a natural process at play in market […]

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Ladder

Fixed Interest Ladders for Peace of Mind

Fixed Interest Ladders for Peace of Mind Managing money to cover short term needs can be challenging. Money needs to be available at the right time while still earning a reasonable rate of interest and without taking too much risk. Added to these issues is the uncertainty of which way interest rates will go in […]

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Egg Basket

Eggs in Baskets

Eggs in Baskets Time and again, despite knowing that putting all your eggs in one basket is a bad idea, investors lose money by chasing high returns or taking a gamble on a supposed ‘sure bet’. In the current environment of low returns, it is very tempting to look for opportunities to increase returns. This […]

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newspaper headline

Why Investors Shouldn’t Read Headlines

Why Investors Shouldn’t Read Headlines There is nothing like a sudden drop in the share market to send investors into a panic. It is easy at the time of investing to be full of confidence and classify yourself as someone willing to take risk in exchange for the potential of a higher return. However, when […]

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Balance Your Assets

Balance Your Assets Assets are things of value that you own, such as your house, the contents of your house, your car, your investments and, if you have one, your business. Some assets are better at generating wealth than others, and some assets drop in value over time, thereby reducing your wealth. Assets should be […]

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Fear

The Impact of Fear

The Impact of Fear The impact of the turmoil in Greece on share markets is a classic example of how the emotions of fear and greed create volatility. When shares start to drop in value, investors can become fearful of sustaining further losses. This leads to panic selling which further fuels the fear. Eventually a […]

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